Consolidating credit cards chase
You can now get 0% intro APR for 15 months with no balance transfer fee – so long as you complete the transfer within 60 days of opening the account. This offer is only available for people with excellent credit.
If you already have debt at Bank of America, you would not qualify for the new balance transfer offer.
And, Citi Simplicity® Card – No Late Fees Ever and Citi® Diamond Preferred® Card provide 0% intro APR for 21 months and a 3% fee.
If you do complete a balance transfer with Bank of America, make sure that you: If you have a high interest rate credit card, a balance transfer can be a great way to dramatically reduce the interest that you are paying on your debt and take years off your repayment.
If you have credit card debt, you are most likely paying a very high interest rate.
In a recent survey by Magnify Money, we identified that over 75% of people with credit card debt have an interest rate higher than 15%.
However, even with the fee, they will dramatically reduce the cost of servicing your debt during the balance transfer period.
Some other banks will offer low, fixed interest rate options without a fee.
Many banks offer balance transfers, including Bank of America.
Instead, you might want to consider: In addition, you can shop for balance transfer offers here.
Americans are very good at refinancing their mortgages.
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While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products."Advertiser Disclosure Wednesday, December 24, 2014 The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities.